We have been in the factoring business since 1979, are independently held, and have a powerful track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's ups and downs and in doing so, can help you get through any bad circumstances you might suffer. We won't collapse when the times get bad, like some other factoring companies regretfully have before.

Each factoring company has criteria for size, industry, and risk. It's pretty tough for you to pick which factoring business will work best for you. By reaching out to us, we can cut out a tremendous amount of time by helping you locate the right match for your business - whether it's with us or another factoring company.

We have an enviable network of factoring industry counterparts, these close relationships were earned over 20+ years in the business. So, when you take some time to tell us what you need, we have all the confidence in the world that you will find precisely what you need..

Most factoring firms let you select and choose your customers to factor. However a handful of them generally have a minimum dollar amount in order to do business with you. With us you have the freedom to pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our factoring agreement is pretty much like carrying a credit card in your pocket. You have it to use when you need it but don’t sign an agreement that will force you into factoring when you don't need it.

Most factoring firms are deliberately confusing. You will need to be a contortionist to unravel those fees. You can be sure, We do not not behave this way.  We are absolutely upfront about our fees. When you apply, you are given a truthful, no obligation rate offer with the fee for your company. It is going to be tough finding another factoring company, if any, that will be absolutely upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Accounts Receivable Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For example, if your customer owes you $1,000, you should expect to receive an advance payment of $700 to $900 to your account. Our normal advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some factoring firms are financed by Wall Street money. We are an independently owned company and don't answer to investors and boards. Like you, we are like-minded business people and we have cleared many of the obstacles that a business deals with. We listen to your story, determine struggles. Based on that information we will put together a customized solution for you. Most factoring firms especially the Silicon Valley ones mostly gamble on an algorithm to establish your company's funding program. Who do you want to rely on as a cash flow partner to fund your business?

Most factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you are provided with a dedicated account administrator to be your point of contact – who knows your business really well, and can assist you in ways the others just can't or don't want to be bothered.

Don't ignore the fact that the factoring business will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is matchless. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our superb service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. We also watch each invoice and follow them like your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if wanted until payment is made.

Our business credit monitoring systems allow us to see recent negative trends so that we can protect you from dicey transactions. You have quick access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection concerns so there are no surprises.

You get quick direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Stay ahead of negative payment trends. This is essential to avoid unnecessary write-offs.

Our company incorporates first-rate technology to efficiently run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to better rates for you. Most other companies are not even in the same neighborhood.